We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.
Please also note we do not store or see any of the information you input to these calculators.
Mortgage Borrowing Calculator
Your Salary (Gross p.a.)
Partner's Salary (Gross p.a.)
This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
All initial mortgage consultations are without charge and without obligation. Financial Profiles Limited usually receives commission from lenders for arranging mortgages however you may be required to also pay a fee of up to 0.5% of the loan. Alternatively you can choose for us not to receive a commission and instead pay us a fee of 1.0% of the loan. The exact amount of any fee ( if any ) will depend on your circumstances and will explained and agreed with you before you make a mortgage application.